15 BEST STYLISH SOCKS FOR LOAFERS 

Loafers have long been a wardrobe essential for women, but they’re a standout trend going into 2025—especially when styled with socks! Women aren’t just pairing loafers with socks; they’re experimenting with a variety of sock styles: black, white, striped, thin, thick, patterned, or knee-high—you name it! 

From fashion icons to everyday trendsetters, everyone seems to be embracing the look of visible socks with their loafers for that extra touch of style. The most popular choices? Classic penny loafers and trending lug-sole loafers, both with socks that make a statement. Today, I’ll walk you through 15 pairs of perfect socks to pair with loafers, styling ideas for each, and tips to complete your outfit.

OVER THE KNEE SOCKS

For a modern twist on the classic prep school vibe, try pairing over-the-knee, thinner tall socks with loafers. Amp up this look by adding a crisp button-down shirt, a miniskirt, and polished penny or tassel loafers for a timeless, sophisticated edge.

Or, take your little black dress up a notch by pairing it with over-the-knee socks and loafers in black or white. For winter, thicker cozy tall socks are perfect with a sweater dress and either lug-sole or simple loafers for warmth and style.

There’s something undeniably playful about over-the-knee socks with shorter skirts and mini dresses—it adds a certain je-ne-sais-quoi that makes the outfit stand out.

Patterened Socks

All-over patterns like plaid, polka dots, hearts, argyle, or other geometric designs are timeless and add a fun, quirky touch to any outfit paired with loafers. To keep it simple, try a minimal outfit with polka dot socks, or go bold by mixing contrasting prints for an eye-catching look.

If your socks are colorful, try matching one of their shades to your outfit for a coordinated effect. Opt for socks with embroidered or textured details to bring even more character to your loafers and complete the quirky vibe.

Knee Socks

If white ankle socks give your loafers a hint of private school prep, knee socks take it to the next level! Try dark knee socks to contrast with beige or white loafers, or go for a tonal look by matching the socks to your shoes.

For a bit more flair, opt for patterned or sparkly knee socks to elevate your outfit. When it gets chilly, switch to cable-knit or fleece-lined knee socks for extra warmth in fall and winter. And for a playful twist, choose knee-highs with a scalloped top edge—they’ll add just the right touch of charm to your look.

Wooly Socks

Nothing says cozy like a pair of thick, woolly knit socks with loafers during the fall and winter months. Beyond comfort, fuzzy or cable-knit socks add a warm, inviting feel to any outfit.

Try pairing soft, woolly calf-height socks with cuffed straight-leg jeans for a casual vibe, or style them with a mini dress and cardigan, finished off with chunky loafers.

For extra warmth, woolly over-the-knee socks are perfect with loafers on chilly days—wear them over bare legs or layered over stockings for added coziness.

Black Socks

Black socks are a versatile choice that pairs well with any color or style of loafers, making them especially chic with black, white, tan, or even pink loafers.

For different looks, go with thin black ankle socks, thicker black crew socks, or calf-height dress socks slouched at the ankle. In cooler months, a thicker wool pair adds warmth, while in summer, moisture-wicking active or cotton socks keep you comfortable and stylish.

Striped Socks

Striped socks—whether vertical or horizontal, dressy or athletic—are fantastic for pairing with loafers and adding a pop of color to any outfit. While men often style them with suits or jeans, women can absolutely rock this look too!

For a polished yet playful outfit, try tailored shorts, a tux shirt, colorful striped socks, and pointed-toe penny loafers. Or, go for a sporty vibe with black-and-white striped socks and bright white loafers, pairing them with jean shorts and a simple white tee or crisp shirt for a fresh, modern look.

Lace Socks

If you’re looking for a feminine sock with a touch of edge, lace socks paired with loafers are a perfect choice! Available in various colors, heights, and patterns—some with scalloped or ruffled edges—lace socks offer a unique style twist.

They create a delightful surprise when peeking out from under long jeans, adding a hint of romanticism to your look. For a more daring approach, roll up your pant hem to showcase your lace socks and make them a standout feature of your outfit.

Monogram Socks

For a socks-and-loafers look that channels menswear styling, consider logo socks. If you’re a fan of designer accessories, all-over monogram ankle or knee socks are a chic option.

With repeated designer logos throughout, these socks are sure to draw attention to your loafers! If a full-on monogram feels too bold, opt for socks with a simple accent logo, like those from Gucci or Balenciaga.

To keep your monogram socks looking stylish, match them to the tones of your outfit. Show them off with shorter hemlines or let them peek through ankle-length pants and midi dresses. You can style them pulled all the way up for a polished look or let them slouch slightly for a more relaxed vibe.

Sheer Socks

If fishnet socks feel a bit too daring for your style, consider opting for sheer socks as a softer, flirtier alternative to pair with loafers.

Tight black sheer ankle or calf socks are an excellent match for loafers, whether worn with ankle-length pants or pantsuits. For added interest, choose socks with subtle patterns, like minimal polka dots or larger designs.

For a summer look with a cute dress, try pastel or beige sheer loose tulle socks. To take it up a notch, go for quirky patterned sheer socks, such as polka dots or embroidered floral tulle options with sequins, to really elevate your outfit.

Ruffled Socks & Bobby Socks

Are you looking to channel some retro vibes in your fashion? Ruffled or frill socks, also known as bobbysocks, are perfect for achieving a nostalgic 50s look or a girly aesthetic.

You can find ruffled socks in bold styles with lace or more subtle options with a lettuce-edge finish, like those from UGG or the lightweight ruffle socks from Free People, available in various colors. Pairing frilly socks with penny loafers adds a youthful touch to a simple jeans-and-T-shirt outfit.

For a casual look, wear a floral sundress with bobbysocks and saddle or chunky loafers. Alternatively, style your ruffled socks with loafers and cuffed boyfriend jeans for a laid-back yet chic ensemble.

Contrast Color Socks

This is the perfect opportunity to inject a pop of bright color or neutral contrasting tones into your loafers. I love the idea of color-blocking simple loafers with the trendiest shades of the moment, like lime green, hot pink, or blush.

For an edgy look, wear a fitted black dress with black lug-sole loafers and white socks. Alternatively, try a floral midi dress with dainty tan loafers and playful pink socks. I’ve also noticed some stylish ladies wearing colorful socks over tights, which is a fun trend to experiment with!

To really showcase your contrasting socks, opt for shorter hemlines or a monochromatic suit. Pairing white or black socks with loafers can add a fun element to black-and-white outfits, making for a chic and stylish ensemble.

White Cotton Ankle Socks

Simple white ankle socks are a go-to choice for loafers, effortlessly conveying a private school uniform vibe. Dainty yet stylish, they complement both black and colored loafers beautifully.

For a chic look, pair them with cuffed or cropped straight-leg jeans and a cropped sweater vest over a crisp white shirt. Alternatively, style them with black chunky loafers and an all-black mini dress or skirt suit for an appealing contrast. I especially love the combination of white ankle socks with black-and-white outfits for a timeless and fashionable ensemble.

Fishnet Ankle Socks

Finding the right socks to wear with your loafers in the summer can be a challenge, but mesh or fishnet socks are perfect for achieving a stylish street-style look during those hotter months or transitional seasons.

These types of socks provide the illusion of wearing socks without the bulk or heavy coverage. I love matching them to the color of your loafers or choosing shades that are very close in tone for a cohesive look.

For a simple yet fashionable outfit, try pairing mesh socks with heeled or flat loafers and cropped wide-leg jeans. They also work well with a pantsuit, adding a touch of rock ‘n’ roll edge to your ensemble.

No Show Socks

No-show socks are the ideal low-profile option designed to be invisible when worn with loafers, making them perfect for maintaining the aesthetic of your outfit. They’re especially great for sleeker, single-soled, low-profile, or daintier loafers.

However, it’s best to avoid wearing no-show socks with women’s slingbacks or loafer mules, as they can be visible at the back, which defeats their purpose. Instead, opt for ankle socks or crew socks for a more polished look.

When choosing no-show socks, material is key. Look for cotton or cotton blend options, as cotton is a breathable, natural fiber that effectively absorbs moisture, enhancing comfort when wearing loafers.

Fit is equally important; the right no-show socks should fit snugly around the ankles and arch to prevent slipping and bunching up inside the shoe. Be sure to select a sock color that closely matches your loafers or one that complements your skin tone for a seamless finish.

Basic Crew Socks

White or black crew socks can effortlessly elevate your outfit when styled correctly! Also known as tennis socks or tube socks, these thicker, ribbed styles rise over the ankle and offer a sporty touch to your look.

Currently, crew socks are incredibly fashionable and can be styled in various ways: you can pull them all the way up for a polished appearance or slouch them down for a relaxed, off-duty vibe.

While they often come in classic white, crew socks are also available in black and a range of colorful options featuring contrast logos, like the iconic Nike Swoosh or Adidas trefoil.

High-fashion brands such as Alexander McQueen, Balenciaga, Burberry, and Versace are embracing the logo crew sock trend, adding a luxe flair to this sporty staple. Whether you’re dressing down or aiming for a chic look, crew socks are a versatile choice that can complement your loafers beautifully.

CONCLUSION

I hope this post has inspired you to embrace the loafer trend and experiment with different sock styles! Wearing socks with loafers is a fantastic way to stay warm and stylish during the cooler months, but they can also make a bold fashion statement in the spring and summer. Socks not only enhance your look but also help keep your feet dry in everyday loafers, making stiffer styles more comfortable to wear. So go ahead and have fun mixing and matching—your loafers and socks can be the perfect duo for any season!

HOW TO ACHIEVE ”OLD MONEY” ON A BUDGET

The old-money aesthetic has quickly become one of my favorite fashion trends. It’s all about embracing a timeless and refined style, with classic wardrobe staples like trench coats, knitwear, blazers or lady jackets, pleated trousers, silk midi skirts, and sophisticated accessories at the core of this look.

The best part? You don’t have to break the bank to channel this kind of elegance! While I believe in investing in chic, timeless pieces, there are plenty of ways to find them at budget-friendly prices. If you’ve been on the hunt for affordable quiet luxury pieces, this article has exactly what you need.

Below, you’ll find a list of essential old-money staples to invest in for spring and summer, all included in the capsule graphic above. Keep scrolling for the perfect old-money looks!

TRENCH COAT

A trench coat is an absolute essential for achieving the old-money aesthetic! It’s especially ideal during transitional seasons like spring when the weather is still unpredictable. And don’t be quick to rule it out for summer—on rainy days, a lightweight, weather-resistant trench coat is perfect for staying stylish and dry without overheating.

CREAM JACKET

A cream jacket exudes understated elegance, making it a perfect choice for an old-money outfit. This timeless, refined piece is often made from breathable fabrics, making it ideal for warmer weather. The light tones also add a fresh, bright touch to any ensemble, effortlessly elevating your look.

STRIPED SWEATER

A striped sweater is a versatile must-have in old-money fashion. Its timeless appeal allows for endless styling possibilities, making it easy to dress up or down for any occasion. This classic piece brings a touch of effortless sophistication to both casual and more polished looks.

KNIT CREWNECK

This sweater is an excellent addition to your spring or summer old-money wardrobe! It’s ideal for those chilly days when you need a bit of extra warmth. If the temperature rises and you need to take it off, simply draping it over your shoulder adds that effortless quiet luxury vibe to your look. This piece combines practicality and style beautifully!

KNIT CARDIGANS

A quality cardigan is essential for adding extra layers to an old-money outfit. Perfect for cooler spring days, a knit cardigan offers a simple yet timeless option that effortlessly elevates your look. It’s an easy go-to piece that combines style and comfort while maintaining an air of sophistication.

KNIT TANKS

Tank tops are a staple for warm-weather wardrobes, but choosing knit tank tops elevates your outfit to a more sophisticated level. I recommend opting for neutral tones, as they make it easy to mix and match with other pieces, creating an effortlessly elegant aesthetic. This simple switch can make a big difference in achieving a polished look!

KNIT OR LINEN VEST

If it’s the middle of summer and you crave the polished look of a button-up shirt without the bulk, consider a knit or linen vest instead. This piece offers a similar aesthetic to a button-up while providing a more relaxed, warm-weather vibe. It’s a stylish way to stay cool and sophisticated during the hotter months!

POLO TEE

It’s almost a given that a polo tee is a staple in an old-money wardrobe, as it’s often associated with class and sophistication. For spring and summer, I recommend opting for a short-sleeved polo; it’s the perfect top for achieving an old-money look while staying budget-friendly. This timeless piece adds an effortlessly polished touch to any outfit!

BUTTON-UP SHIRTS

Button-up shirts bring a formal and sophisticated touch to any outfit, making them an essential piece for an old-money-inspired capsule wardrobe. They can be paired with tailored pants for a refined look or worn open for a more casual vibe. Regardless of how you style it, a button-up shirt instantly elevates your ensemble, adding an air of timeless elegance.

SLEEVELESS TURTLENECK

I adore incorporating a sleeveless turtleneck into my quiet luxury outfits! It’s a fantastic option for layering in cooler weather, but it can also be worn alone with pants, shorts, or a skirt for an elegant ensemble. Its versatility makes it a timeless addition to any wardrobe!

SHIRT DRESS

A shirt dress is a minimalist piece that exudes elegant and timeless appeal, adding a lovely feminine touch to any outfit. It’s an excellent choice for spring or summer, perfect for occasions like a coffee date or dinner with friends. Its versatility and effortless style make it a must-have in your wardrobe!

TAILORED SHORTS

Much like tailored pants, tailored shorts elevate any outfit and impart that quiet luxury vibe. If it’s a hot day or you plan to spend time at the beach or by the water, tailored shorts are the perfect choice. They offer a chic and comfortable option while keeping you stylish in warmer weather!

SLIP SKIRT

A slip skirt is an excellent way to add an elevated and feminine touch to any outfit. Its silky appearance and slightly fitted silhouette exude refinement, while also being breezy enough to pair beautifully with any spring or summer ensemble. This versatile piece is a must-have for effortless sophistication!

CLASSIC BLUE JEANS

Blue jeans definitely have a place in old-money fashion. These timeless pants can easily be incorporated into a high-end outfit when paired with elevated tops, sophisticated shoes, and refined accessories. With the right styling, blue jeans can seamlessly blend comfort with elegance, making them a versatile addition to your wardrobe.

PLEATED TROUSERS

Pleated trousers are undoubtedly one of the most elegant pieces you can have in your wardrobe, making them a must-have for a quiet luxury capsule. While they exude sophistication, they can also be dressed down for a casual outing, whether you’re enjoying brunch or shopping with friends. Their versatility allows you to effortlessly transition from chic to relaxed styles.

CAP

You might be surprised to learn that a baseball cap seamlessly fits into the old-money aesthetic, but it’s true! This classic accessory adds a subtle sporty and preppy touch, effortlessly conveying a quiet luxury vibe while maintaining a laid-back sophistication.

TOTE BAG

Totes are perfect for spring and summer when you’re out enjoying the sunshine and need a stylish way to carry all your essentials. I recommend choosing neutral tones like beige, cream, camel, black, or classic white for a timeless, versatile look that complements any outfit. This accessory is both practical and effortlessly chic!

RAFFIA BAG

A woven raffia tote is effortlessly chic and an ideal accessory for summer! However, it works just as beautifully in spring. With raffia bags available in a variety of shapes and sizes—whether you prefer a crossbody, tote, bucket bag, or shoulder bag—you can easily find one that fits perfectly with the quiet luxury aesthetic. It’s a versatile piece that adds texture and style to any warm-weather outfit.

CROSSBODY BAG

A crossbody bag is a staple accessory for the old-money look! Leather or faux leather options have an effortlessly sophisticated appearance, and opting for gold-toned hardware can instantly elevate your outfit. A crossbody is perfect for staying hands-free during an outing or for adding a relaxed, yet polished, vibe to your ensemble.

CLASSIC FOOTWEAR

Classic footwear is essential to complement timeless clothing pieces! Simple yet elegantly designed shoes are perfect for achieving the old-money look, and choosing neutral tones enhances the overall classy aesthetic.

Here are the types of footwear I recommend for the quiet luxury style:

  • Pumps
  • Heeled sandals
  • Brown sandals
  • Ballet flats or loafers
  • Classic sneakers

These options strike the perfect balance between sophistication and versatility, effortlessly enhancing any old-money outfit.

CONCLUSION

Remember, true luxury lies in the details. Pay attention to the fit, fabric, and craftsmanship of your clothing. Opt for neutral colors and timeless silhouettes that can be easily mixed and matched. And most importantly, embrace a mindset of slow fashion, valuing quality over quantity and building a wardrobe that stands the test of time.